/* Insco 保险超市 (insco.ai) — visual register modelled on lizheng.ai:
   ivory paper, forest-green hero, serif Chinese display type, hairline dividers, 1200px wrap. */
:root {
  --ink: #121613; --ink-2: #343a35; --muted: #6c7069;
  --line: #e2ddd1; --line-2: #d6d0c2;
  --ivory: #f8f5ee; --paper: #fcfbf7; --sand: #efe9dc; --card: #fefdfc;
  --green: #238343; --green-2: #2c9a51; --green-deep: #1f7a3d; --green-text: #1c6b37; --mint: #8fd4a4;
  --forest: #0f3d23; --forest-2: #0b2f1b; --forest-3: #082313;
  --on-forest: #f8f1e4; --on-forest-2: rgba(248,241,228,.74); --on-forest-3: rgba(248,241,228,.5); --forest-line: rgba(248,241,228,.14);
  --serif: "Noto Serif SC", "Songti SC", "STSong", Georgia, serif;
  --num: "Source Serif 4", Georgia, "Noto Serif SC", serif;
  --sans: "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei", system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
  --wrap: 1200px; --gut: clamp(20px, 4vw, 48px); --header-h: 68px; --radius: 10px;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; background: var(--paper); color: var(--ink); font-family: var(--sans); font-size: 16px; line-height: 1.7; -webkit-font-smoothing: antialiased; }
a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }
.wrap { max-width: var(--wrap); margin: 0 auto; padding: 0 var(--gut); }
.serif { font-family: var(--serif); }
.num { font-family: var(--num); font-variant-numeric: tabular-nums; }
.eyebrow { color: var(--green-text); font-size: 13px; letter-spacing: .04em; }
.muted { color: var(--muted); }
.hr { border: 0; border-top: 1px solid var(--line); margin: 0; }

/* header */
.hdr { position: sticky; top: 0; z-index: 50; height: var(--header-h); display: flex; align-items: center; background: linear-gradient(180deg, var(--forest-3), var(--forest-2)); color: var(--on-forest); }
.hdr.light { background: rgba(252,251,247,.92); backdrop-filter: blur(10px); color: var(--ink); border-bottom: 1px solid var(--line); }
.hdr .wrap { display: flex; align-items: center; gap: 28px; width: 100%; }
.brand { display: flex; align-items: baseline; gap: 10px; }
.brand .mark { font-family: var(--serif); font-weight: 700; font-size: 26px; letter-spacing: .06em; }
.brand .sub { font-size: 12px; opacity: .75; line-height: 1.2; }
.hdr nav { margin-left: auto; display: flex; align-items: center; gap: 20px; font-size: 15px; }
.hdr nav a { opacity: .88; white-space: nowrap; }
.hdr nav a:hover, .hdr nav a.on { opacity: 1; text-decoration: underline; text-underline-offset: 6px; text-decoration-thickness: 1px; }
.pill { display: inline-flex; align-items: center; gap: 8px; padding: 9px 18px; border-radius: 8px; font-size: 14px; font-weight: 500; border: 1px solid transparent; cursor: pointer; transition: transform .15s ease, background .15s ease; white-space: nowrap; }
.pill:hover { transform: translateY(-1px); }
.pill.cream { background: var(--on-forest); color: var(--forest); }
.pill.ghost { border-color: var(--forest-line); color: var(--on-forest); background: transparent; }
.pill.green { background: var(--green); color: #fff; }
.pill.outline { border-color: var(--line-2); color: var(--ink); background: var(--card); }
.hdr.light .pill.cream { background: var(--green); color: #fff; }
.burger { display: none; margin-left: auto; background: none; border: 0; color: inherit; font-size: 26px; cursor: pointer; }
@media (max-width: 860px) {
  .hdr nav { display: none; position: absolute; top: var(--header-h); left: 0; right: 0; flex-direction: column; align-items: stretch; gap: 0; background: var(--forest-2); padding: 8px 0 14px; }
  .hdr.light nav { background: var(--paper); border-bottom: 1px solid var(--line); }
  .hdr.open nav { display: flex; }
  .hdr nav a, .hdr nav .pill { margin: 0; padding: 12px var(--gut); border-radius: 0; }
  .burger { display: block; }
}

/* hero (light, professional): ivory field, ink headline, live rate card on the right */
.hero { background: linear-gradient(180deg, var(--ivory) 0%, var(--paper) 100%); border-bottom: 1px solid var(--line); color: var(--ink); padding: clamp(44px, 7vw, 88px) 0 clamp(40px, 6vw, 72px); }
.hero .wrap { display: grid; grid-template-columns: 1.1fr .9fr; gap: 48px; align-items: center; }
.hero h1 { font-family: var(--serif); font-weight: 700; font-size: clamp(34px, 4.6vw, 58px); line-height: 1.18; margin: 8px 0 18px; letter-spacing: .01em; }
.hero p { font-size: clamp(15px, 1.25vw, 17px); line-height: 1.9; color: var(--ink-2); max-width: 34em; margin: 0 0 26px; }
.hero p b { color: var(--ink); font-weight: 600; }
.hero .ctas { display: flex; gap: 12px; flex-wrap: wrap; }
.hero .small { margin-top: 22px; font-size: 12.5px; color: var(--muted); }
.ratecard { background: var(--card); border: 1px solid var(--line); border-radius: 14px; box-shadow: 0 18px 40px rgba(18,22,19,.08); padding: 18px 20px 14px; }
.ratecard .rc-h { display: flex; justify-content: space-between; align-items: baseline; font-size: 13px; color: var(--muted); margin-bottom: 6px; }
.ratecard .rc-h span:first-child { color: var(--green-text); font-weight: 600; }
.ratecard .rc-row { display: grid; grid-template-columns: 1fr auto; gap: 4px 14px; align-items: center; padding: 11px 0; border-top: 1px solid var(--line); }
.ratecard .rc-row:first-child { border-top: 0; }
.ratecard .rc-k { font-size: 14px; font-weight: 600; color: var(--ink); }
.ratecard .rc-s { font-size: 12px; color: var(--muted); }
.ratecard .rc-v { font-family: var(--num); font-size: 26px; font-weight: 600; color: var(--green-text); white-space: nowrap; }
.ratecard .rc-more { display: block; margin-top: 10px; font-size: 13px; color: var(--green-text); }
.ratecard .rc-more:hover { text-decoration: underline; }
@media (max-width: 860px) { .hero .wrap { grid-template-columns: 1fr; gap: 28px; } }

/* stats */
.stats { display: grid; grid-template-columns: repeat(4, 1fr); padding: 34px 0 28px; }
.stats > div { padding: 6px 28px 6px 0; border-left: 1px solid var(--line); padding-left: 28px; }
.stats > div:first-child { border-left: 0; padding-left: 0; }
.stats .v { font-family: var(--num); font-size: clamp(34px, 4vw, 52px); line-height: 1; font-weight: 500; }
.stats .v sup { color: var(--green); font-size: .5em; margin-left: 2px; }
.stats .l { color: var(--muted); font-size: 13px; margin-top: 10px; }
@media (max-width: 860px) { .stats { grid-template-columns: 1fr 1fr; gap: 18px 0; } .stats > div:nth-child(3) { border-left: 0; padding-left: 0; } }

/* sections */
.sec { padding: clamp(40px, 6vw, 72px) 0; }
.sec-h { display: flex; align-items: baseline; justify-content: space-between; gap: 16px; margin-bottom: 26px; }
.sec-h h2 { font-family: var(--serif); font-size: clamp(24px, 2.6vw, 34px); font-weight: 700; margin: 0; }
.sec-h .more { color: var(--green-text); font-size: 14px; white-space: nowrap; }
.sec-h .more:hover { text-decoration: underline; }
.lead { color: var(--ink-2); max-width: 44em; margin: -14px 0 26px; }

/* product cards */
.cards { display: grid; grid-template-columns: repeat(4, 1fr); gap: 0; border-top: 1px solid var(--line); }
.card { padding: 26px 26px 26px 0; border-left: 1px solid var(--line); padding-left: 26px; display: flex; flex-direction: column; min-height: 230px; }
.card:first-child { border-left: 0; padding-left: 0; }
.card .k { color: var(--green-text); font-size: 13px; margin-bottom: 14px; }
.card h3 { font-family: var(--serif); font-size: 20px; margin: 0 0 8px; font-weight: 700; }
.card p { color: var(--ink-2); font-size: 14.5px; margin: 0 0 18px; flex: 1; }
.card .go { color: var(--green-text); font-size: 14px; }
.card .go:hover { text-decoration: underline; }
.card.soon h3::after { content: "即将上线"; font-family: var(--sans); font-size: 11px; font-weight: 500; color: var(--muted); border: 1px solid var(--line-2); border-radius: 999px; padding: 2px 8px; margin-left: 8px; vertical-align: middle; }
@media (max-width: 860px) { .cards { grid-template-columns: 1fr 1fr; } .card:nth-child(3) { border-left: 0; padding-left: 0; } }
@media (max-width: 520px) { .cards { grid-template-columns: 1fr; } .card { border-left: 0; padding-left: 0; border-top: 1px solid var(--line); min-height: 0; } .card:first-child { border-top: 0; } }

/* logos / companies row */
.logos { display: grid; grid-template-columns: repeat(auto-fill, minmax(118px, 1fr)); gap: 14px 12px; }
.logos .logo { display: flex; flex-direction: column; align-items: center; gap: 8px; text-align: center; font-size: 12px; color: var(--ink-2); line-height: 1.3; }
.logos .logo img, .logos .logo .mono { width: 48px; height: 48px; border-radius: 10px; object-fit: contain; background: #fff; border: 1px solid var(--line); padding: 5px; filter: saturate(.85); transition: transform .15s ease, filter .15s ease; }
.logos .logo:hover img { transform: translateY(-2px); filter: none; }
.logos .logo .mono { display: inline-flex; align-items: center; justify-content: center; font-family: var(--serif); font-weight: 700; color: var(--green-text); background: var(--ivory); }

/* rate table (simplified quote) */
.toolbar { display: flex; flex-wrap: wrap; gap: 10px 18px; align-items: center; margin: 0 0 18px; }
.toolbar .lab { color: var(--muted); font-size: 13px; margin-right: 2px; }
.chips { display: inline-flex; flex-wrap: wrap; gap: 6px; }
.chip { border: 1px solid var(--line-2); background: var(--card); border-radius: 999px; padding: 6px 14px; font-size: 14px; cursor: pointer; color: var(--ink-2); }
.chip.on { background: var(--forest); color: var(--on-forest); border-color: var(--forest); }
.tabs { display: flex; gap: 0; border-bottom: 1px solid var(--line); margin-bottom: 22px; overflow-x: auto; }
.tab { padding: 12px 18px; font-size: 15px; color: var(--muted); border-bottom: 2px solid transparent; margin-bottom: -1px; cursor: pointer; white-space: nowrap; }
.tab.on { color: var(--ink); border-bottom-color: var(--green); font-weight: 600; }
.tbl { width: 100%; border-collapse: collapse; background: var(--card); border: 1px solid var(--line); border-radius: var(--radius); overflow: hidden; }
.tbl th, .tbl td { padding: 14px 14px; text-align: left; border-bottom: 1px solid var(--line); vertical-align: middle; font-size: 14.5px; }
.tbl th { font-weight: 500; color: var(--muted); font-size: 12.5px; background: var(--ivory); white-space: nowrap; }
.tbl tr:last-child td { border-bottom: 0; }
.tbl tr:hover td { background: #faf8f2; }
.tbl tr.hl td { background: #eef6f0; box-shadow: inset 3px 0 0 var(--green); }
.qcard.hl { border-color: var(--green); box-shadow: inset 3px 0 0 var(--green); }
.tbl .rate { font-family: var(--num); font-size: 22px; font-weight: 600; color: var(--green-text); white-space: nowrap; }
.tbl .rate small { font-size: 12px; color: var(--muted); font-family: var(--sans); font-weight: 400; display: block; }
.tbl .co { font-weight: 600; }
.tbl .co small { display: block; color: var(--muted); font-weight: 400; font-size: 12.5px; }
.tbl .prod small { display: block; color: var(--muted); font-size: 12.5px; }
.tbl td.r { text-align: right; white-space: nowrap; }
.rating { display: inline-block; font-family: var(--num); font-weight: 600; border: 1px solid var(--line-2); border-radius: 6px; padding: 1px 7px; font-size: 13px; background: var(--paper); }
.best { display: inline-block; background: var(--green); color: #fff; font-size: 11px; border-radius: 999px; padding: 2px 8px; margin-left: 6px; vertical-align: middle; }
.tbl .ask { font-size: 13px; color: var(--green-text); white-space: nowrap; }
.tbl .ask:hover { text-decoration: underline; }
.note { color: var(--muted); font-size: 13px; margin-top: 12px; line-height: 1.8; }
.tbl-wrap { overflow-x: auto; -webkit-overflow-scrolling: touch; }
@media (max-width: 760px) { .tbl .hide-m { display: none; } .tbl th, .tbl td { padding: 12px 10px; } }

/* quote cards (mobile-friendly alternative) */
.empty { padding: 40px; text-align: center; color: var(--muted); background: var(--card); border: 1px dashed var(--line-2); border-radius: var(--radius); }

/* explainer */
.explain { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
.explain h3 { font-family: var(--serif); font-size: 18px; margin: 0 0 8px; }
.explain p { color: var(--ink-2); font-size: 14.5px; margin: 0; }
@media (max-width: 760px) { .explain { grid-template-columns: 1fr; } }

/* forest CTA band */
.band { background: var(--forest); color: var(--on-forest); padding: clamp(40px, 6vw, 72px) 0; }
.band h2 { font-family: var(--serif); font-size: clamp(26px, 3vw, 40px); margin: 0 0 12px; }
.band p { color: var(--on-forest-2); max-width: 40em; margin: 0 0 24px; }
.band .ctas { display: flex; gap: 12px; flex-wrap: wrap; }

/* footer */
.ftr { background: var(--forest-3); color: var(--on-forest-2); padding: 36px 0 24px; font-size: 13.5px; }
.ftr .cols { display: grid; grid-template-columns: 1.3fr 1fr 1fr; gap: 24px 40px; }
.ftr .h { color: var(--on-forest); font-weight: 600; margin-bottom: 6px; }
.ftr a:hover { color: var(--on-forest); }
.ftr .legal { border-top: 1px solid var(--forest-line); margin-top: 26px; padding-top: 14px; font-size: 11.5px; color: var(--on-forest-3); line-height: 1.7; }
@media (max-width: 760px) { .ftr .cols { grid-template-columns: 1fr; } }

/* form */
.form { background: var(--card); border: 1px solid var(--line); border-radius: var(--radius); padding: 24px; max-width: 560px; }
.form label { display: block; font-size: 13px; color: var(--muted); margin: 10px 0 4px; }
.form input, .form select, .form textarea { width: 100%; border: 1px solid var(--line-2); border-radius: 8px; padding: 10px 12px; font: inherit; font-size: 15px; background: #fff; }
.form button { margin-top: 16px; }

/* contact band: phone lines + WeChat QR codes (same as aksonow.com's quote page) */
.contact { display: flex; flex-wrap: wrap; gap: 28px 48px; align-items: center; }
.contact .lines { display: flex; flex-direction: column; gap: 10px; align-items: flex-start; }
.contact .mail { font-size: 13.5px; color: var(--on-forest-2); margin-top: 4px; }
.contact .mail a:hover { color: var(--on-forest); text-decoration: underline; }
.contact .qrs { display: flex; gap: 22px; text-align: center; font-size: 13px; color: var(--on-forest-2); }
.contact .qrs img { width: 120px; height: 120px; border-radius: 8px; background: #fff; padding: 4px; margin-bottom: 6px; }

.logos-wrap { position: relative; }
.logos.collapsed { max-height: var(--two-rows, 200px); overflow: hidden; }
.logos-more { margin-top: 10px; background: none; border: 0; padding: 0; color: var(--green-text); font: inherit; font-size: 14px; cursor: pointer; }
.logos-more:hover { text-decoration: underline; }

/* phone: the quote table becomes stacked cards */
.qcards { display: none; }
.qcard { background: var(--card); border: 1px solid var(--line); border-radius: 12px; padding: 14px 14px 12px; margin-bottom: 10px; }
.qc-top { display: flex; justify-content: space-between; align-items: flex-start; gap: 12px; }
.qc-co { font-weight: 600; font-size: 15px; line-height: 1.35; }
.qc-co .rating { margin-left: 4px; font-size: 12px; padding: 0 6px; vertical-align: 1px; }
.qc-prod { color: var(--ink-2); font-size: 13.5px; margin-top: 3px; }
.qc-r { text-align: right; flex-shrink: 0; }
.qc-rate { font-family: var(--num); font-size: 26px; font-weight: 600; color: var(--green-text); line-height: 1; }
.qc-r .best { margin: 6px 0 0; }
.qc-next { font-size: 12px; color: var(--muted); margin-top: 6px; }
.qc-meta { display: flex; flex-wrap: wrap; gap: 4px 0; margin-top: 10px; font-size: 13px; color: var(--ink-2); }
.qc-meta span + span::before { content: "·"; color: var(--line-2); margin: 0 7px; }
.qc-ask { display: inline-block; margin-top: 10px; font-size: 13.5px; color: var(--green-text); font-weight: 500; }
@media (max-width: 760px) {
  .tbl-wrap { display: none; }
  .qcards { display: block; }
  .sec-h { flex-direction: column; align-items: flex-start; gap: 4px; }
  .stats .v { font-size: 30px; }
  .hero h1 { font-size: 34px; }
  .ratecard .rc-v { font-size: 22px; }
  .toolbar { gap: 8px 12px; }
  .chip { padding: 5px 11px; font-size: 13px; }
  .tab { padding: 10px 12px; font-size: 14px; }
  .contact .qrs img { width: 104px; height: 104px; }
  .explain h3 { font-size: 17px; }
  .logos { grid-template-columns: repeat(4, 1fr); gap: 12px 6px; }
  .logos .logo { font-size: 11px; }
  .logos .logo img, .logos .logo .mono { width: 44px; height: 44px; }
}

.cards.two { grid-template-columns: 1fr 1fr; }
@media (max-width: 520px) { .cards.two { grid-template-columns: 1fr; } }
.cards.three { grid-template-columns: 1fr 1fr 1fr; }
@media (max-width: 760px) { .cards.three { grid-template-columns: 1fr; } .cards.three .card { border-left: 0; padding-left: 0; border-top: 1px solid var(--line); } .cards.three .card:first-child { border-top: 0; } }
.tbl .co { min-width: 180px; } .tbl .prod { min-width: 170px; } .tbl td:nth-child(2) { white-space: nowrap; }

/* ===== 2026-10-13: guide / calculators / quote / home sections (layout modelled on myannuitystore.com) ===== */
.hdr nav .phone { font-family: var(--num); font-variant-numeric: tabular-nums; opacity: .9; }
/* 年金计算器 submenu */
.hdr nav .dd { position: relative; }
.hdr nav .dd .caret { opacity: .75; margin-left: 5px; vertical-align: 1px; }
.hdr nav .dd-menu { display: none; position: absolute; top: calc(100% + 10px); left: -12px; min-width: 200px; background: #fff; color: var(--ink); border: 1px solid var(--line); border-radius: 12px; box-shadow: 0 16px 40px rgba(18,22,19,.16); padding: 8px; z-index: 60; }
.hdr nav .dd-menu:before { content: ""; position: absolute; top: -12px; left: 0; right: 0; height: 12px; }
.hdr nav .dd-menu a { display: block; padding: 8px 12px; border-radius: 8px; font-size: 14px; color: var(--ink); opacity: 1; text-decoration: none; }
.hdr nav .dd-menu a:hover, .hdr nav .dd-menu a.on { background: var(--ivory); color: var(--green-text); text-decoration: none; }
.hdr nav .dd-menu a:first-child { font-weight: 600; border-bottom: 1px solid var(--line); border-radius: 8px 8px 0 0; margin-bottom: 4px; }
.hdr nav .dd:hover .dd-menu, .hdr nav .dd:focus-within .dd-menu { display: block; }
@media (max-width: 860px) {
  .hdr nav .dd .caret { display: none; }
  .hdr nav .dd-menu { display: block; position: static; background: transparent; border: 0; box-shadow: none; padding: 0 0 4px; min-width: 0; color: inherit; }
  .hdr nav .dd-menu a { padding: 8px var(--gut) 8px calc(var(--gut) + 18px); font-size: 14px; color: inherit; opacity: .8; border: 0 !important; font-weight: 400 !important; margin: 0 !important; }
  .hdr nav .dd-menu a:hover, .hdr nav .dd-menu a.on { background: rgba(255,255,255,.08); color: inherit; }
}
.ftr .cols.four { grid-template-columns: 1.4fr 1fr 1fr 1fr; }
@media (max-width: 860px) { .ftr .cols.four { grid-template-columns: 1fr 1fr; } }
@media (max-width: 520px) { .ftr .cols.four { grid-template-columns: 1fr; } }
.hero .trust { display: flex; gap: 18px; flex-wrap: wrap; margin-top: 18px; font-size: 13px; color: var(--muted); }
.hero .trust span::before { content: "✓"; color: var(--green); margin-right: 5px; font-weight: 700; }

/* home: 3 big rate tiles */
.tiles { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.tile { background: var(--card); border: 1px solid var(--line); border-radius: 14px; padding: 22px 22px 18px; }
.tile .t { font-size: 13px; color: var(--muted); }
.tile .v { font-family: var(--num); font-size: clamp(34px, 4vw, 46px); font-weight: 600; color: var(--green-text); line-height: 1.1; margin: 6px 0 4px; }
.tile .s { font-size: 13px; color: var(--ink-2); }
.tile .s .rating { margin-left: 6px; }
@media (max-width: 760px) { .tiles { grid-template-columns: 1fr; } }

/* how it works */
.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; counter-reset: step; }
.steps > div { position: relative; padding: 24px 22px 20px; background: var(--card); border: 1px solid var(--line); border-radius: 14px; }
.steps > div::before { counter-increment: step; content: counter(step); display: inline-flex; width: 34px; height: 34px; border-radius: 50%; background: var(--forest); color: var(--on-forest); align-items: center; justify-content: center; font-family: var(--num); font-weight: 600; margin-bottom: 12px; }
.steps h3 { font-family: var(--serif); font-size: 19px; margin: 0 0 6px; }
.steps p { color: var(--ink-2); font-size: 14.5px; margin: 0; }
@media (max-width: 760px) { .steps { grid-template-columns: 1fr; } }

/* tool cards (guide + calculators teasers) */
.tools { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.tool { display: flex; flex-direction: column; background: var(--card); border: 1px solid var(--line); border-radius: 14px; padding: 20px 20px 16px; transition: transform .15s, box-shadow .15s; }
.tool:hover { transform: translateY(-2px); box-shadow: 0 12px 30px rgba(18,22,19,.08); }
.tool .ic { width: 40px; height: 40px; border-radius: 10px; background: var(--ivory); color: var(--green-text); display: flex; align-items: center; justify-content: center; font-size: 20px; margin-bottom: 12px; }
.tool h3 { font-family: var(--serif); font-size: 18px; margin: 0 0 6px; }
.tool p { color: var(--ink-2); font-size: 14px; margin: 0 0 12px; flex: 1; }
.tool .go { color: var(--green-text); font-size: 14px; }
.tool .tag { font-size: 11px; color: var(--muted); border: 1px solid var(--line-2); border-radius: 999px; padding: 1px 8px; margin-left: 6px; vertical-align: middle; font-family: var(--sans); font-weight: 400; }
@media (max-width: 860px) { .tools { grid-template-columns: 1fr 1fr; } }
@media (max-width: 560px) { .tools { grid-template-columns: 1fr; } }

/* goal → calculator table */
.goal-table { width: 100%; border-collapse: collapse; background: var(--card); border: 1px solid var(--line); border-radius: var(--radius); overflow: hidden; }
.goal-table th { background: var(--forest); color: var(--on-forest); text-align: left; padding: 12px 16px; font-size: 13.5px; font-weight: 500; }
.goal-table td { padding: 13px 16px; border-top: 1px solid var(--line); font-size: 14.5px; }
.goal-table td a { color: var(--green-text); font-weight: 600; }
.goal-table td a:hover { text-decoration: underline; }
@media (max-width: 560px) { .goal-table th:first-child, .goal-table td:first-child { width: 58%; } }

/* FAQ accordion */
.faq { border-top: 1px solid var(--line); }
.faq details { border-bottom: 1px solid var(--line); }
.faq summary { cursor: pointer; list-style: none; padding: 18px 0; font-size: 16.5px; font-weight: 600; display: flex; justify-content: space-between; gap: 16px; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; color: var(--green-text); font-weight: 400; font-size: 22px; line-height: 1; }
.faq details[open] summary::after { content: "–"; }
.faq .a { color: var(--ink-2); font-size: 15px; padding: 0 0 18px; max-width: 60em; }

/* ---- 年金向导 ---- */
.guide { display: grid; grid-template-columns: 1fr 340px; gap: 40px; align-items: start; padding: clamp(28px, 4vw, 48px) 0 40px; min-height: 60vh; }
.g-main { max-width: 640px; margin: 0 auto; width: 100%; }
.g-prog { height: 4px; background: var(--line); border-radius: 999px; overflow: hidden; margin-bottom: 8px; }
.g-prog i { display: block; height: 100%; background: var(--green); width: 0; transition: width .3s; }
.g-step { font-size: 12.5px; color: var(--muted); margin-bottom: 26px; }
.g-title { font-family: var(--serif); font-size: clamp(26px, 3vw, 36px); font-weight: 700; margin: 0 0 8px; text-align: center; }
.g-prompt { text-align: center; color: var(--ink-2); font-size: 16px; margin: 0 0 24px; }
.g-opts { display: flex; flex-direction: column; gap: 10px; }
.g-opt { display: flex; align-items: center; gap: 14px; text-align: left; width: 100%; background: var(--card); border: 1px solid var(--line-2); border-radius: 12px; padding: 14px 16px; font: inherit; cursor: pointer; transition: border-color .15s, box-shadow .15s; }
.g-opt:hover { border-color: var(--green); }
.g-opt.on { border-color: var(--green); box-shadow: 0 0 0 3px rgba(35,131,67,.14); background: #f4faf5; }
.g-opt .dot { width: 18px; height: 18px; border-radius: 50%; border: 2px solid var(--line-2); flex: none; position: relative; }
.g-opt.on .dot { border-color: var(--green); }
.g-opt.on .dot::after { content: ""; position: absolute; inset: 3px; border-radius: 50%; background: var(--green); }
.g-opt.multi .dot { border-radius: 5px; }
.g-opt.multi.on .dot::after { border-radius: 2px; }
.g-opt .l { font-size: 15.5px; font-weight: 500; }
.g-opt .d { font-size: 13px; color: var(--muted); margin-top: 2px; }
.g-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 10px; }
.g-grid .g-opt { justify-content: center; padding: 14px 8px; font-family: var(--num); font-size: 16px; font-weight: 600; }
.g-grid .g-opt .dot { display: none; }
.g-custom { margin-top: 16px; }
.g-custom label { display: block; font-size: 13px; color: var(--muted); margin-bottom: 6px; }
.g-custom input, .g-custom select { width: 100%; border: 1px solid var(--line-2); border-radius: 10px; padding: 12px 14px; font: inherit; font-size: 16px; background: #fff; }
.g-custom input:focus, .g-custom select:focus { outline: 0; border-color: var(--green); box-shadow: 0 0 0 3px rgba(35,131,67,.14); }
.g-foot { display: flex; align-items: center; justify-content: space-between; gap: 12px; margin-top: 30px; }
.g-foot .back { background: none; border: 0; color: var(--muted); font: inherit; cursor: pointer; padding: 8px 0; }
.g-foot .back:hover { color: var(--ink); }
.g-foot .pill.green:disabled { background: #c9d3cc; cursor: default; transform: none; }
.g-edu { background: var(--ivory); border: 1px solid var(--line); border-radius: 14px; padding: 22px; font-size: 14px; color: var(--ink-2); position: sticky; top: calc(var(--header-h) + 20px); }
.g-edu h4 { font-family: var(--serif); font-size: 15.5px; margin: 0 0 8px; color: var(--ink); }
.g-edu h5 { font-size: 14px; margin: 14px 0 4px; color: var(--ink); }
.g-edu p { margin: 0 0 10px; }
.g-edu .tel { margin-top: 14px; padding-top: 12px; border-top: 1px solid var(--line); font-size: 13px; color: var(--muted); }
.g-edu .tel a { color: var(--green-text); font-weight: 600; }
@media (max-width: 860px) { .guide { grid-template-columns: 1fr; gap: 24px; } .g-edu { position: static; } .g-grid { grid-template-columns: 1fr 1fr; } }
/* results */
.g-res { max-width: 860px; margin: 0 auto; }
.g-chips { text-align: center; color: var(--muted); font-size: 14px; margin: -2px 0 22px; }
.g-cta { display: flex; gap: 14px; align-items: center; background: var(--ivory); border: 1px solid var(--line); border-radius: 12px; padding: 14px 18px; font-size: 14px; margin-bottom: 22px; }
.g-cta .ic { width: 34px; height: 34px; border-radius: 50%; background: var(--forest); color: var(--on-forest); display: flex; align-items: center; justify-content: center; flex: none; }
.g-cta a { color: var(--green-text); font-weight: 600; }
.g-list { display: flex; flex-direction: column; gap: 12px; }
.g-row { display: grid; grid-template-columns: 1.6fr .7fr .6fr .9fr .8fr auto; gap: 12px; align-items: center; background: var(--card); border: 1px solid var(--line); border-radius: 12px; padding: 18px 20px; }
.g-row.hid { display: none; }
.g-row .co { font-weight: 600; font-size: 16px; }
.g-row .co small { display: block; color: var(--muted); font-weight: 400; font-size: 12.5px; margin-top: 2px; }
.g-row .k { font-size: 11px; color: var(--muted); display: none; }
.g-row .rate { font-family: var(--num); font-size: 26px; font-weight: 600; color: var(--green-text); }
.g-row .c { text-align: center; }
.g-row .acts { display: flex; flex-direction: column; gap: 6px; }
.g-row .acts a { font-size: 13px; text-align: center; }
.g-row .acts .pill { padding: 7px 14px; }
.g-head { display: grid; grid-template-columns: 1.6fr .7fr .6fr .9fr .8fr auto; gap: 12px; padding: 0 20px 8px; font-size: 11.5px; letter-spacing: .08em; color: var(--muted); }
.g-head span:nth-child(n+2) { text-align: center; }
@media (max-width: 760px) {
  .g-head { display: none; }
  .g-row { grid-template-columns: 1fr 1fr; }
  .g-row .co { grid-column: 1 / -1; }
  .g-row .c { text-align: left; }
  .g-row .k { display: block; }
  .g-row .acts { grid-column: 1 / -1; flex-direction: row; }
}
.g-more { text-align: center; margin: 18px 0 8px; }
.g-fine { font-size: 12.5px; color: var(--muted); text-align: center; margin-top: 16px; line-height: 1.7; }
.g-income { background: var(--card); border: 1px solid var(--line); border-radius: 14px; padding: 24px; text-align: center; }
.g-income .big { font-family: var(--num); font-size: clamp(36px, 5vw, 54px); color: var(--green-text); font-weight: 600; line-height: 1.1; }
.g-income .sub { color: var(--muted); font-size: 14px; margin-top: 4px; }
.g-income .kv { display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; margin-top: 20px; }
.g-income .kv div { background: var(--ivory); border-radius: 10px; padding: 12px; }
.g-income .kv b { display: block; font-family: var(--num); font-size: 20px; color: var(--ink); }
.g-income .kv span { font-size: 12.5px; color: var(--muted); }
@media (max-width: 560px) { .g-income .kv { grid-template-columns: 1fr; } }

/* lead / quote form */
.lead { background: var(--card); border: 1px solid var(--line); border-radius: 14px; padding: 24px; }
.lead h3 { font-family: var(--serif); font-size: 20px; margin: 0 0 4px; }
.lead .sub { color: var(--muted); font-size: 13.5px; margin-bottom: 8px; }
.lead .grid { display: grid; grid-template-columns: 1fr 1fr; gap: 0 16px; }
.lead label { display: block; font-size: 13px; color: var(--muted); margin: 12px 0 4px; }
.lead label b { color: #b42318; font-weight: 400; }
.lead input, .lead select, .lead textarea { width: 100%; border: 1px solid var(--line-2); border-radius: 8px; padding: 11px 12px; font: inherit; font-size: 15px; background: #fff; }
.lead input:focus, .lead select:focus, .lead textarea:focus { outline: 0; border-color: var(--green); box-shadow: 0 0 0 3px rgba(35,131,67,.14); }
.lead .full { grid-column: 1 / -1; }
.lead button { margin-top: 18px; }
.lead .ok { background: #eef8f0; border: 1px solid #bfe3c8; color: var(--green-text); border-radius: 10px; padding: 16px; margin-top: 10px; }
.lead .fine { font-size: 12.5px; color: var(--muted); margin-top: 10px; }
@media (max-width: 560px) { .lead .grid { grid-template-columns: 1fr; } }
.two-col { display: grid; grid-template-columns: 1.1fr .9fr; gap: 40px; align-items: start; }
@media (max-width: 860px) { .two-col { grid-template-columns: 1fr; } }

/* ---- calculators ---- */
.calc { display: grid; grid-template-columns: 380px 1fr; gap: 28px; align-items: start; margin-top: 10px; }
.c-form { background: var(--card); border: 1px solid var(--line); border-radius: 14px; padding: 22px; position: sticky; top: calc(var(--header-h) + 16px); }
.c-form label { display: block; font-size: 13px; color: var(--muted); margin: 12px 0 5px; }
.c-form label:first-child { margin-top: 0; }
.c-form input, .c-form select { width: 100%; border: 1px solid var(--line-2); border-radius: 8px; padding: 10px 12px; font: inherit; font-size: 15px; background: #fff; font-variant-numeric: tabular-nums; }
.c-form input:focus, .c-form select:focus { outline: 0; border-color: var(--green); box-shadow: 0 0 0 3px rgba(35,131,67,.14); }
.c-form .row { display: grid; grid-template-columns: 1fr 1fr; gap: 0 12px; }
.c-form .hint { font-size: 12px; color: var(--muted); margin-top: 4px; }
.c-form .hint a { color: var(--green-text); }
.c-form .seg { display: flex; border: 1px solid var(--line-2); border-radius: 8px; overflow: hidden; }
.c-form .seg button { flex: 1; border: 0; background: #fff; padding: 9px; font: inherit; font-size: 14px; cursor: pointer; color: var(--ink-2); }
.c-form .seg button.on { background: var(--forest); color: var(--on-forest); }
.c-form input[type=range] { padding: 0; accent-color: var(--green); }
.c-form .rv { float: right; font-family: var(--num); color: var(--ink); font-weight: 600; }
.c-form .presets { display: flex; flex-wrap: wrap; gap: 6px; margin-top: 8px; }
.c-form .presets button { border: 1px solid var(--line-2); background: #fff; border-radius: 999px; padding: 4px 10px; font: inherit; font-size: 12.5px; cursor: pointer; color: var(--ink-2); }
.c-form .presets button:hover { border-color: var(--green); color: var(--green-text); }
.c-out { min-width: 0; }
.c-hero { background: var(--card); border: 1px solid var(--line); border-radius: 14px; padding: 22px 24px; display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.c-hero .main { grid-column: 1 / -1; }
.c-hero .main .t { font-size: 13px; color: var(--muted); }
.c-hero .main .v { font-family: var(--num); font-size: clamp(34px, 4.6vw, 52px); font-weight: 600; color: var(--green-text); line-height: 1.1; margin-top: 4px; }
.c-hero .main .s { font-size: 13.5px; color: var(--ink-2); margin-top: 6px; }
.c-kv { background: var(--ivory); border-radius: 10px; padding: 12px 14px; }
.c-kv .t { font-size: 12.5px; color: var(--muted); }
.c-kv .v { font-family: var(--num); font-size: 21px; font-weight: 600; color: var(--ink); margin-top: 2px; }
.c-kv .v.pos { color: var(--green-text); }
.c-kv .v.neg { color: #b42318; }
.c-note { font-size: 12.5px; color: var(--muted); margin: 12px 2px 0; line-height: 1.7; }
.c-sec { margin-top: 26px; }
.c-sec h3 { font-family: var(--serif); font-size: 18px; margin: 0 0 10px; }
.c-table { width: 100%; border-collapse: collapse; background: var(--card); border: 1px solid var(--line); border-radius: 10px; overflow: hidden; font-size: 14px; }
.c-table th, .c-table td { padding: 9px 12px; border-bottom: 1px solid var(--line); text-align: right; font-variant-numeric: tabular-nums; white-space: nowrap; }
.c-table th:first-child, .c-table td:first-child { text-align: left; }
.c-table th { background: var(--ivory); color: var(--muted); font-weight: 500; font-size: 12.5px; }
.c-table tr:last-child td { border-bottom: 0; }
.c-table td.hi { color: var(--green-text); font-weight: 600; }
.c-table-wrap { overflow-x: auto; }
.c-bars { display: flex; align-items: flex-end; gap: 6px; height: 160px; padding: 8px 4px 0; border-bottom: 1px solid var(--line); }
.c-bars div { flex: 1; background: var(--green); border-radius: 4px 4px 0 0; position: relative; min-width: 8px; opacity: .85; }
.c-bars div.alt { background: #c8c2b2; }
.c-bars div span { position: absolute; bottom: 100%; left: 50%; transform: translateX(-50%); font-size: 10.5px; color: var(--muted); white-space: nowrap; font-family: var(--num); }
.c-bars-x { display: flex; gap: 6px; padding: 4px 4px 0; font-size: 11px; color: var(--muted); }
.c-bars-x span { flex: 1; text-align: center; }
.c-legend { display: flex; gap: 16px; font-size: 12.5px; color: var(--muted); margin-top: 8px; }
.c-legend i { display: inline-block; width: 10px; height: 10px; border-radius: 2px; background: var(--green); margin-right: 5px; vertical-align: -1px; }
.c-legend i.alt { background: #c8c2b2; }
.c-cta { margin-top: 20px; background: var(--ivory); border: 1px solid var(--line); border-radius: 12px; padding: 16px 18px; display: flex; flex-wrap: wrap; gap: 12px; align-items: center; justify-content: space-between; font-size: 14px; }
.howto { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.howto div { background: var(--card); border: 1px solid var(--line); border-radius: 12px; padding: 18px; font-size: 14.5px; color: var(--ink-2); }
.howto b { display: block; color: var(--ink); margin-bottom: 4px; }
.example { background: var(--ivory); border-left: 3px solid var(--green); border-radius: 0 10px 10px 0; padding: 16px 20px; color: var(--ink-2); font-size: 15px; }
.prose { max-width: 62em; color: var(--ink-2); font-size: 15.5px; }
.prose h2 { font-family: var(--serif); font-size: 24px; color: var(--ink); margin: 34px 0 10px; }
.prose h3 { font-family: var(--serif); font-size: 19px; color: var(--ink); margin: 26px 0 8px; }
.prose ul { padding-left: 1.3em; }
@media (max-width: 860px) { .calc { grid-template-columns: 1fr; } .c-form { position: static; } .howto { grid-template-columns: 1fr; } }
.breadcrumb { font-size: 13px; color: var(--muted); margin: 18px 0 0; }
.breadcrumb a:hover { color: var(--green-text); }
.page-h { padding: 10px 0 0; }
.page-h h1 { font-family: var(--serif); font-size: clamp(28px, 3.4vw, 42px); margin: 6px 0 10px; }
.page-h .lead { margin: 0 0 24px; }
.sortable th[data-sort] { cursor: pointer; user-select: none; }
.sortable th[data-sort]:hover { color: var(--ink); }
.sortable th[data-sort].asc::after { content: " ▲"; font-size: 9px; }
.sortable th[data-sort].desc::after { content: " ▼"; font-size: 9px; }

/* ---------- calculator hero layout (calc/myga, myannuitystore-style) ---------- */
.calc-hero { background: linear-gradient(180deg, var(--ivory) 0%, var(--sand) 100%); border-bottom: 1px solid var(--line); color: var(--ink); padding: 26px 0 44px; }
.calc-hero .breadcrumb { margin: 0 0 18px; }
.calc-hero .eyebrow { font-size: 12.5px; letter-spacing: .12em; font-weight: 600; }
.calc-hero h1 { font-size: clamp(30px, 4vw, 46px); line-height: 1.22; margin: 8px 0 12px; color: var(--ink); }
.calc-hero .lead { background: none; border: 0; padding: 0; box-shadow: none; color: var(--ink-2); font-size: clamp(15px, 1.2vw, 17px); line-height: 1.8; max-width: 40em; margin: 0 0 26px; }
.calc2 { display: grid; grid-template-columns: 340px 1fr; gap: 22px; align-items: start; }
.c2-in, .c2-out { background: #fff; color: var(--ink); border: 1px solid var(--line); border-radius: 16px; padding: 22px 24px; box-shadow: 0 18px 40px rgba(18, 22, 19, .08); }
.c2-eyebrow { font-size: 11.5px; letter-spacing: .12em; color: var(--muted); font-weight: 600; margin-bottom: 12px; }
.c2-in label { display: flex; justify-content: space-between; align-items: baseline; font-size: 14px; font-weight: 600; color: var(--ink); margin: 18px 0 8px; }
.c2-in label:first-of-type { margin-top: 0; }
.c2-in .rv { font-family: var(--num); font-size: 16px; font-weight: 600; }
.c2-in input[type=range] { width: 100%; accent-color: var(--green); margin: 0; display: block; }
.c2-in select { width: 100%; border: 1px solid var(--line-2); border-radius: 8px; padding: 10px 12px; font: inherit; font-size: 15px; background: #fff; }
.c2-in .hint { font-size: 12px; color: var(--muted); margin-top: 7px; line-height: 1.55; }
.c2-in .hint a { color: var(--green-text); }
.c2-top { display: flex; justify-content: space-between; align-items: center; gap: 10px; flex-wrap: wrap; }
.c2-top .c2-eyebrow { margin: 0; }
.c2-badge { font-size: 11.5px; color: var(--green-text); background: #eaf6ee; border: 1px solid #cfe8d6; border-radius: 999px; padding: 4px 11px; font-weight: 600; white-space: nowrap; }
.c2-badge:before { content: "●"; font-size: 8px; margin-right: 6px; vertical-align: 1px; }
.c2-big { font-family: var(--num); font-size: clamp(40px, 5vw, 60px); font-weight: 700; color: var(--forest); line-height: 1.05; margin: 8px 0 18px; font-variant-numeric: tabular-nums; }
.c2-big small { font-size: 19px; font-weight: 600; color: var(--ink-2); margin-left: 6px; }
.c2-rows { border: 1px solid var(--line); border-radius: 10px; overflow: hidden; }
.c2-row { display: flex; justify-content: space-between; align-items: center; gap: 12px; padding: 11px 14px; font-size: 14px; border-top: 1px solid var(--line); }
.c2-row:first-child { border-top: 0; }
.c2-row.top { background: #eef5f0; color: var(--ink); }
.c2-row b { font-family: var(--num); font-size: 15.5px; white-space: nowrap; font-variant-numeric: tabular-nums; }
.c2-row .tag { font-size: 10px; letter-spacing: .08em; font-weight: 700; color: var(--green-text); border: 1px solid #bfe0c9; background: #fff; border-radius: 4px; padding: 1px 6px; margin-left: 8px; vertical-align: middle; white-space: nowrap; }
.c2-stats { display: flex; gap: 32px; flex-wrap: wrap; padding: 18px 0 14px; border-top: 1px solid var(--line); margin-top: 18px; }
.c2-stats div b { display: block; font-family: var(--num); font-size: 21px; font-weight: 700; color: var(--ink); font-variant-numeric: tabular-nums; }
.c2-stats div b.pos { color: var(--green-text); } .c2-stats div b.neg { color: #b42318; } .c2-stats { gap: 22px 30px; }
.c2-stats div span { font-size: 12.5px; color: var(--muted); }
.c2-note { border-left: 3px solid var(--green); background: var(--ivory); padding: 12px 14px; font-size: 13.5px; color: var(--ink-2); border-radius: 0 8px 8px 0; margin-top: 6px; line-height: 1.65; }
.c2-cta { background: #eaf3ec; border-radius: 10px; padding: 14px 16px; font-size: 14px; margin-top: 14px; line-height: 1.7; }
.c2-cta a { color: var(--green-text); font-weight: 700; }
.c2-details { margin-top: 16px; }
.c2-details summary { cursor: pointer; font-size: 13.5px; color: var(--green-text); font-weight: 600; }
.c2-details .c-table-wrap { margin-top: 10px; }
.c2-foot { font-size: 12.5px; color: var(--muted); margin: 18px 0 0; line-height: 1.65; max-width: 72em; }
@media (max-width: 860px) { .calc2 { grid-template-columns: 1fr; } .c2-in, .c2-out { padding: 18px; } .c2-stats { gap: 18px; } }

/* band layout shared by every calculator */
.c2-in input[type=number], .c2-in input[type=text] { width: 100%; border: 1px solid var(--line-2); border-radius: 8px; padding: 10px 12px; font: inherit; font-size: 15px; background: #fff; font-variant-numeric: tabular-nums; }
.c2-in input:focus, .c2-in select:focus { outline: 0; border-color: var(--green); box-shadow: 0 0 0 3px rgba(35,131,67,.14); }
.c2-in .row { display: grid; grid-template-columns: 1fr 1fr; gap: 0 12px; }
.c2-in .row label { margin-top: 14px; }
.c2-in .seg { display: flex; border: 1px solid var(--line-2); border-radius: 8px; overflow: hidden; }
.c2-in .seg button { flex: 1; border: 0; background: #fff; padding: 9px 6px; font: inherit; font-size: 13.5px; cursor: pointer; color: var(--ink-2); }
.c2-in .seg button.on { background: var(--forest); color: var(--on-forest); }
.c2-in .presets { display: flex; flex-wrap: wrap; gap: 6px; margin-top: 4px; }
.c2-in .presets button { border: 1px solid var(--line-2); background: #fff; border-radius: 999px; padding: 4px 10px; font: inherit; font-size: 12.5px; cursor: pointer; color: var(--ink-2); }
.c2-in .presets button:hover { border-color: var(--green); color: var(--green-text); }
.c2-in input[type=checkbox] { width: auto; }
.c2-sub { font-size: 13.5px; color: var(--ink-2); margin: -10px 0 16px; }
.c2-out .c-sec { margin-top: 22px; padding-top: 18px; border-top: 1px solid var(--line); }
.c2-out .c-sec h3 { font-family: var(--serif); font-size: 18px; margin: 0 0 12px; }
.c2-out .c-note { font-size: 12.5px; color: var(--muted); margin: 14px 0 0; line-height: 1.7; }
.c2-out .c-cta { display: none; }
.c2-out .c-table-wrap { margin-top: 14px; }
.c2-out .empty { color: var(--muted); padding: 20px 0; }

/* line chart */
.c-curve { width: 100%; height: 200px; display: block; }
.c-curve .ax { stroke: var(--line); stroke-width: 1; }
.c-curve .area { fill: rgba(35, 131, 67, .12); }
.c-curve .line { fill: none; stroke: var(--green); stroke-width: 2.5; stroke-linejoin: round; stroke-linecap: round; vector-effect: non-scaling-stroke; }
.c-curve .alt { fill: none; stroke: #9a9484; stroke-width: 2; stroke-dasharray: 5 4; vector-effect: non-scaling-stroke; }
.c-curve circle { fill: #fff; stroke: var(--green); stroke-width: 2; vector-effect: non-scaling-stroke; }
.c-curve-labels { position: relative; height: 34px; margin-top: 4px; }
.c-curve-labels span { position: absolute; transform: translateX(-50%); text-align: center; font-size: 11px; color: var(--muted); white-space: nowrap; line-height: 1.3; }
.c-curve-labels span:first-child { transform: translateX(-10%); } .c-curve-labels span:last-child { transform: translateX(-90%); }
.c-curve-labels span b { display: block; font-family: var(--num); font-weight: 600; color: var(--ink); font-size: 11.5px; }

/* grouped bars from zero */
.c-gbars { display: flex; align-items: flex-end; gap: 10px; height: 130px; padding: 22px 2px 0; border-bottom: 1px solid var(--line); }
.c-gbars .g { flex: 1; display: flex; flex-direction: column; height: 100%; min-width: 0; }
.c-gbars .bars { flex: 1; display: flex; align-items: flex-end; justify-content: center; gap: 6px; }
.c-gbars .b { position: relative; width: 22%; max-width: 22px; min-width: 8px; background: var(--green); border-radius: 4px 4px 0 0; transition: height .35s ease; }
.c-gbars .b.alt { background: #c8c2b2; }
.c-gbars .b span { position: absolute; bottom: 100%; left: 50%; transform: translateX(-50%); font-size: 11px; font-family: var(--num); font-weight: 600; color: var(--ink); white-space: nowrap; padding-bottom: 3px; }
.c-gbars .b.alt span { color: var(--muted); font-weight: 500; }
.c-gbars .x { text-align: center; font-size: 12px; color: var(--muted); padding-top: 6px; margin-bottom: -24px; }
.c-gbars + .c-legend { margin-top: 30px; }
@media (max-width: 600px) { .c-gbars { gap: 4px; } .c-gbars .b span { font-size: 9.5px; } }

.c2-in .rv { cursor: text; }
.c2-in .rv-edit { width: 120px; border: 1px solid var(--green); border-radius: 6px; padding: 2px 6px; font: inherit; font-size: 15px; text-align: right; }

/* ---- header login (auth.js) ---- */
.auth-slot { display: inline-flex; align-items: center; }
.auth-user { display: inline-flex; align-items: center; gap: 8px; padding: 5px 10px 5px 5px; border: 1px solid var(--forest-line); border-radius: 999px; opacity: 1 !important; text-decoration: none !important; }
.auth-user img, .auth-ini { width: 28px; height: 28px; border-radius: 50%; object-fit: cover; }
.auth-ini { display: inline-flex; align-items: center; justify-content: center; background: var(--on-forest); color: var(--forest); font-weight: 700; font-size: 14px; }
.auth-name { max-width: 120px; overflow: hidden; text-overflow: ellipsis; white-space: nowrap; font-size: 14px; }
.hdr nav .auth-dd .dd-menu { left: auto; right: 0; }
.hdr nav .auth-dd .dd-menu a:first-child { font-weight: 500; border-bottom: 0; margin-bottom: 0; }
@media (max-width: 860px) { .auth-slot { padding: 10px var(--gut); } .hdr nav .auth-dd .dd-menu { position: static; display: block; box-shadow: none; border: 0; background: transparent; color: var(--on-forest); padding: 0 0 0 36px; } .hdr nav .auth-dd .dd-menu a { color: var(--on-forest); padding: 8px 0; } }

/* ---- /annuity: Blueprint-style filters + product cards (quote.js) ---- */
.qf { margin: 10px 0 22px; }
.qf-row { display: grid; grid-template-columns: repeat(8, minmax(0, 1fr)); gap: 8px; }
.qf-dd { position: relative; }
.qf-btn { display: flex; width: 100%; align-items: center; justify-content: space-between; gap: 8px; min-width: 0; padding: 9px 12px; background: var(--card); border: 1px solid var(--line-2); border-radius: 6px; font: inherit; font-size: 14.5px; color: var(--ink); cursor: pointer; }
.qf-btn:hover { border-color: var(--green); }
.qf-dd.on .qf-btn { background: #eef6f0; border-color: var(--green); color: var(--green-text); font-weight: 500; }
.qf-dd.open .qf-btn { border-color: var(--green); box-shadow: 0 0 0 3px rgba(35,131,67,.12); }
.qf-val { flex: 1; text-align: left; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.qf-caret { width: 0; height: 0; border-left: 5px solid transparent; border-right: 5px solid transparent; border-top: 6px solid currentColor; opacity: .7; }
.qf-menu { display: none; position: absolute; top: calc(100% + 6px); left: 0; z-index: 40; min-width: 240px; max-height: 360px; overflow: auto; background: #fff; border: 1px solid var(--line); border-radius: 10px; box-shadow: 0 16px 40px rgba(18,22,19,.16); padding: 8px; }
.qf-dd.open .qf-menu { display: block; }
.qf-opt { display: flex; align-items: center; gap: 10px; padding: 8px 10px; border-radius: 7px; font-size: 14px; cursor: pointer; white-space: nowrap; }
.qf-opt:hover { background: var(--ivory); }
.qf-opt.on { color: var(--green-text); font-weight: 600; }
.qf-opt input { accent-color: var(--green); margin: 0; }
.qf-hint { padding: 8px 10px 4px; font-size: 12px; color: var(--muted); white-space: normal; max-width: 260px; }
.qf-age { padding: 6px 8px; }
.qf-age label { display: block; font-size: 13px; color: var(--muted); margin-bottom: 6px; }
.qf-age input { width: 100%; padding: 9px 12px; border: 1px solid var(--line-2); border-radius: 6px; font: inherit; font-size: 15px; }
.qf-age .pill { margin-top: 10px; width: 100%; justify-content: center; }
.qf-check { display: inline-flex; align-items: center; gap: 8px; margin-top: 14px; font-size: 14.5px; cursor: pointer; }
.qf-check input { accent-color: var(--green); width: 16px; height: 16px; }
.qr-top { display: flex; justify-content: space-between; align-items: baseline; gap: 14px; flex-wrap: wrap; font-size: 13.5px; margin-bottom: 10px; }
.q-head, .q-row { display: grid; grid-template-columns: minmax(0, 2.4fr) minmax(0, .55fr) minmax(0, .9fr) minmax(0, .6fr) minmax(0, 1fr) minmax(0, 1.1fr) minmax(0, .8fr); gap: 10px; align-items: center; }
.q-head { padding: 10px 16px; background: var(--ivory); border-bottom: 1px solid var(--line); font-size: 12.5px; font-weight: 600; color: var(--ink-2); }
.q-head span { white-space: nowrap; min-width: 0; }
.q-head span small { display: block; font-size: 10.5px; font-weight: 500; letter-spacing: .06em; text-transform: uppercase; color: var(--muted); }
.q-sort { cursor: pointer; user-select: none; }
.q-sort:hover { color: var(--green-text); }
.q-sort.on { color: var(--green-text); }
.q-sort.on small { color: var(--green-text); }
.q-list { background: var(--card); border: 1px solid var(--line); border-radius: 10px; overflow: hidden; }
.q-row { position: relative; padding: 12px 16px; border-top: 1px solid var(--line); min-height: 64px; transition: background .12s; }
.q-row:first-child, .q-head + .q-row { border-top: 0; }
.q-row > * { min-width: 0; }
.q-row:hover { background: #faf8f2; }
.q-row.hl { background: #eef6f0; box-shadow: inset 3px 0 0 var(--green); }
.q-ins { display: grid; grid-template-columns: 36px 1fr; gap: 0 12px; align-items: center; min-width: 0; }
.q-logo { width: 36px; height: 36px; display: flex; align-items: center; justify-content: center; grid-row: 1 / 3; }
.q-logo img { max-height: 32px; max-width: 36px; width: auto; }
.q-mono { display: inline-flex; width: 36px; height: 36px; border-radius: 8px; background: var(--ivory); border: 1px solid var(--line); align-items: center; justify-content: center; font-family: var(--num); font-weight: 700; font-size: 13px; color: var(--forest); }
.q-co { font-size: 12.5px; color: var(--muted); line-height: 1.3; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.q-prod { font-weight: 600; font-size: 14.5px; line-height: 1.3; margin: 0; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.q-tags { grid-column: 2; display: flex; flex-wrap: wrap; gap: 4px; margin-top: 5px; }
.q-tag { display: inline-flex; align-items: center; gap: 4px; border: 0; color: var(--green-text); background: #e6f3ea; border-radius: 999px; padding: 1px 8px; font-size: 11px; font-weight: 500; letter-spacing: 0; }
.q-i { position: relative; display: inline-flex; width: 12px; height: 12px; border-radius: 50%; border: 1px solid currentColor; align-items: center; justify-content: center; font-size: 8px; font-style: normal; font-weight: 700; cursor: help; opacity: .7; }
.q-i:hover:after, .q-i:focus:after { content: attr(data-tip); position: absolute; left: 0; top: 18px; z-index: 30; width: 240px; white-space: normal; background: var(--ink); color: #fff; font-size: 12px; font-weight: 400; letter-spacing: 0; line-height: 1.5; padding: 8px 10px; border-radius: 8px; box-shadow: 0 8px 24px rgba(0,0,0,.2); }
.q-cell { font-size: 15px; font-family: var(--num); font-variant-numeric: tabular-nums; line-height: 1.25; }
.q-cell small { display: block; font-family: var(--sans); font-size: 11.5px; color: var(--muted); margin-top: 2px; font-weight: 400; white-space: nowrap; }
.q-rating .rating { font-size: 12.5px; padding: 2px 8px; }
.q-rate { font-weight: 700; color: var(--green-text); font-size: 19px; }
.q-rate small.q-next { font-weight: 600; margin-top: 3px; }
.q-rate small.q-next.down { color: #b4132f; }
.q-rate small.q-next.up { color: var(--green-text); }
.q-rate small.q-next.same { color: var(--muted); }
.q-wd { display: inline-flex; width: 26px; height: 26px; border-radius: 50%; border: 1.5px solid var(--green); color: var(--green-text); align-items: center; justify-content: center; font-family: var(--sans); font-size: 10px; font-weight: 700; margin: 0; vertical-align: middle; }
.q-wd.off { border-color: var(--line-2); color: var(--muted); text-decoration: line-through; }
.q-wdc { font-size: 15px; }
.q-wdc .q-wdno { color: var(--muted); font-weight: 400; }
.q-row .q-wdc small { display: block; white-space: normal; }
.q-act { display: flex; flex-direction: column; gap: 5px; align-items: stretch; justify-self: end; width: 96px; }
.q-details, .q-apply { font: inherit; font-size: 12.5px; font-weight: 600; border-radius: 6px; cursor: pointer; padding: 6px 10px; white-space: nowrap; transition: background .12s; text-align: center; }
.q-details { background: transparent; border: 1px solid var(--line-2); color: var(--ink-2); }
.q-details:hover { border-color: var(--green); color: var(--green-text); background: #fff; }
.q-apply { background: var(--green); border: 1px solid var(--green); color: #fff; }
.q-apply:hover { background: var(--green-deep); }
.q-apply:disabled { opacity: .6; cursor: default; }
.q-more { grid-column: 1 / -1; display: none; }
.q-more.open { display: block; border-top: 1px solid var(--line); margin-top: 8px; padding-top: 14px; }
.q-dgrid { display: grid; grid-template-columns: 1fr 1fr; gap: 10px 24px; font-size: 14px; }
.q-dgrid b { display: block; font-size: 12px; color: var(--muted); font-weight: 500; margin-bottom: 2px; }
.q-dgrid a { color: var(--green-text); }
.q-dnote { margin-top: 12px; font-size: 12px; color: var(--muted); }
.qr-pager { display: flex; justify-content: center; align-items: center; gap: 16px; margin: 8px 0 4px; font-size: 14px; color: var(--muted); flex-wrap: wrap; }
.q-per { margin-right: auto; }
.q-per select { padding: 6px 8px; border: 1px solid var(--line-2); border-radius: 6px; font: inherit; font-size: 14px; background: var(--card); color: var(--ink); }
.q-pg { font: inherit; font-size: 14px; background: var(--card); border: 1px solid var(--line-2); border-radius: 6px; padding: 8px 14px; cursor: pointer; }
.q-pg:disabled { opacity: .4; cursor: default; }
.q-pgin input { width: 52px; padding: 6px 6px; border: 1px solid var(--line-2); border-radius: 6px; font: inherit; font-size: 14px; text-align: center; color: var(--ink); background: var(--card); -moz-appearance: textfield; }
.q-pgin input::-webkit-outer-spin-button, .q-pgin input::-webkit-inner-spin-button { -webkit-appearance: none; margin: 0; }
.q-pgin input:focus { outline: 0; border-color: var(--green); box-shadow: 0 0 0 3px rgba(35,131,67,.12); }
@media (max-width: 960px) {
  .q-head { display: none; }
  .q-row { grid-template-columns: 1fr 1fr; gap: 10px 12px; padding: 14px 14px; }
  .q-ins { grid-column: 1 / -1; }
  .q-prod, .q-co { white-space: normal; }
  .q-cell { padding-top: 0; }
  .q-cell:before { content: attr(data-l); }
  .q-rating:before { content: "评级"; } .q-rate:before { content: "保证利率"; } .q-term:before { content: "年限"; } .q-wdc:before { content: "取款"; } .q-earn:before { content: "预计收益"; }
  .q-cell:before { display: block; font-family: var(--sans); font-size: 11.5px; letter-spacing: .06em; color: var(--muted); margin-bottom: 2px; }
  .q-act { grid-column: 1 / -1; flex-direction: row; width: auto; justify-self: stretch; }
  .q-act button { flex: 1; }
  .q-dgrid { grid-template-columns: 1fr; }
  .qf-row { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .qf-menu { left: auto; right: 0; }
}

/* ---- /account ---- */
.acc-login { max-width: 460px; background: var(--card); border: 1px solid var(--line); border-radius: 14px; padding: 28px; }
.acc-login h3 { margin: 0 0 8px; font-family: var(--serif); }
.acc-login p { color: var(--ink-2); font-size: 14.5px; margin: 0 0 18px; }
.acc-card { display: flex; justify-content: space-between; gap: 20px; background: var(--card); border: 1px solid var(--line); border-radius: 12px; padding: 18px 20px; margin-bottom: 12px; flex-wrap: wrap; }
.acc-co { font-size: 13.5px; color: var(--ink-2); }
.acc-prod { font-weight: 600; font-size: 17px; margin: 2px 0 6px; }
.acc-prod small { color: var(--muted); font-weight: 400; font-size: 12.5px; }
.acc-meta { display: flex; flex-wrap: wrap; gap: 6px 16px; font-size: 13px; color: var(--muted); }
.acc-side { display: flex; flex-direction: column; align-items: flex-end; gap: 8px; min-width: 180px; }
.acc-st { font-size: 12.5px; font-weight: 600; border-radius: 999px; padding: 3px 10px; background: var(--ivory); color: var(--ink-2); }
.acc-st.st-draft { background: #fff5d6; color: #7a5600; } .acc-st.st-sub { background: #e3edff; color: #1d4ed8; } .acc-st.st-ins { background: #ede4ff; color: #6d28d9; } .acc-st.st-done { background: #e2f5e8; color: var(--green-text); } .acc-st.st-cancel { background: #f3f3f1; color: var(--muted); }
.acc-prog { width: 160px; height: 6px; border-radius: 3px; background: var(--line); overflow: hidden; }
.acc-prog i { display: block; height: 100%; background: var(--green); }
.acc-side small { font-size: 12px; color: var(--muted); margin-top: -4px; }

/* ---- /login ---- */
.lg-wrap { display: grid; grid-template-columns: 420px 1fr; gap: 48px; align-items: start; padding: 40px 0 70px; }
.lg-box { background: var(--card); border: 1px solid var(--line); border-radius: 14px; padding: 26px 26px 22px; }
.lg-tabs { display: flex; border-bottom: 1px solid var(--line); margin: -4px 0 18px; }
.lg-tabs button { flex: 1; font: inherit; font-size: 15px; white-space: nowrap; padding: 10px; border: 0; background: none; color: var(--muted); cursor: pointer; border-bottom: 2px solid transparent; margin-bottom: -1px; }
.lg-tabs button.on { color: var(--ink); font-weight: 600; border-bottom-color: var(--green); }
.lg-box .f { margin-bottom: 14px; }
.lg-box .f label { display: block; font-size: 13px; font-weight: 600; margin-bottom: 5px; } .lg-box .f label small { color: var(--muted); font-weight: 400; }
.lg-box .f input { width: 100%; padding: 10px 12px; border: 1px solid var(--line-2); border-radius: 8px; font: inherit; font-size: 15px; }
.lg-box .f input:focus { outline: 0; border-color: var(--green); box-shadow: 0 0 0 3px rgba(35,131,67,.12); }
.lg-submit { width: 100%; justify-content: center; margin-top: 4px; }
.lg-err { color: #b4132f; font-size: 13px; margin: -4px 0 10px; }
.lg-or { display: flex; align-items: center; gap: 12px; color: var(--muted); font-size: 12px; margin: 18px 0 14px; } .lg-or:before, .lg-or:after { content: ""; flex: 1; border-top: 1px solid var(--line); }
.lg-google { width: 100%; display: flex; align-items: center; justify-content: center; gap: 10px; padding: 10px; background: #fff; border: 1px solid var(--line-2); border-radius: 8px; font: inherit; font-size: 14.5px; cursor: pointer; }
.lg-google:hover { border-color: var(--ink-2); }
.lg-fine { font-size: 12px; color: var(--muted); margin: 16px 0 0; line-height: 1.6; }
.lg-side h2 { font-family: var(--serif); font-size: 26px; margin: 10px 0 10px; } .lg-side p { color: var(--ink-2); max-width: 36em; }
@media (max-width: 860px) { .lg-wrap { grid-template-columns: 1fr; gap: 24px; } }

/* ---- home: products + how-to-buy (one block above the insurer logos) ---- */
.offer { padding: clamp(36px, 5vw, 60px) 0 clamp(28px, 4vw, 44px); background: var(--paper); }
.offer-h { display: grid; grid-template-columns: 1fr 1fr; gap: 24px 48px; align-items: end; margin-bottom: 26px; }
.offer-h h2 { font-family: var(--serif); font-size: clamp(24px, 2.6vw, 34px); margin: 4px 0 0; font-weight: 700; }
.offer-h p { margin: 0; color: var(--ink-2); font-size: 15px; max-width: 34em; justify-self: end; }
.offer-h p a { color: var(--green-text); text-decoration: underline; text-underline-offset: 3px; }
.ptiles { display: grid; grid-template-columns: repeat(3, 1fr); gap: 14px; }
.ptile { display: flex; flex-direction: column; gap: 10px; padding: 24px 24px 22px; background: var(--card); border: 1px solid var(--line); border-radius: 14px; color: var(--ink); transition: transform .15s ease, box-shadow .15s ease, border-color .15s ease; }
.ptile:hover { transform: translateY(-2px); box-shadow: 0 14px 34px rgba(18,22,19,.08); border-color: var(--line-2); }
.pt-top { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; }
.pt-badge { font-family: var(--num); font-weight: 600; font-size: 13px; letter-spacing: .06em; padding: 4px 10px; border-radius: 6px; background: var(--ivory); border: 1px solid var(--line); color: var(--forest); }
.pt-k { font-size: 12.5px; color: var(--green-text); }
.ptile h3 { font-family: var(--serif); font-size: 22px; margin: 2px 0 0; font-weight: 700; }
.ptile p { margin: 0; color: var(--ink-2); font-size: 14.5px; line-height: 1.75; flex: 1; }
.pt-go { font-size: 14px; font-weight: 600; color: var(--green-text); margin-top: 6px; }
.ptile:hover .pt-go { text-decoration: underline; text-underline-offset: 3px; }
.ptile.hl { background: linear-gradient(160deg, var(--forest-2), var(--forest)); border-color: transparent; color: var(--on-forest); }
.ptile.hl .pt-badge { background: rgba(248,241,228,.12); border-color: var(--forest-line); color: var(--on-forest); }
.ptile.hl .pt-k { color: var(--mint); }
.ptile.hl p { color: var(--on-forest-2); }
.ptile.hl .pt-go { color: var(--on-forest); }
.flow { margin-top: 18px; background: var(--forest); color: var(--on-forest); border: 1px solid var(--forest-2); border-radius: 14px; padding: 22px 24px 20px; }
.flow h4 { color: var(--on-forest); }
.flow-t { font-family: var(--serif); font-size: 18px; font-weight: 700; margin-bottom: 16px; }
.flow-steps { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(3, 1fr); gap: 0 28px; }
@media (max-width: 520px) { .flow-steps { grid-template-columns: 1fr; } .flow-steps li { padding-left: 0; border-left: 0; } }
.flow-steps li { display: grid; grid-template-columns: auto 1fr; gap: 14px; align-items: start; padding-left: 28px; border-left: 1px solid rgba(255,255,255,.22); }
.flow-steps li:first-child { padding-left: 0; border-left: 0; }
.flow-steps .n { font-family: var(--num); font-size: 26px; font-weight: 600; color: var(--mint); line-height: 1; padding-top: 2px; }
.flow-steps h4 { margin: 0 0 4px; font-size: 15.5px; }
.flow-steps p { margin: 0; color: rgba(255,255,255,.82); font-size: 13.5px; line-height: 1.7; }
@media (max-width: 860px) {
  .offer-h { grid-template-columns: 1fr; } .offer-h p { justify-self: start; }
  .ptiles { grid-template-columns: 1fr; }
  .flow-steps { grid-template-columns: 1fr; gap: 16px; }
  .flow-steps li { padding-left: 0; border-left: 0; padding-top: 14px; border-top: 1px solid var(--line-2); } .flow-steps li:first-child { padding-top: 0; border-top: 0; }
}

/* ---- phones (iPhone) ---- */
@media (max-width: 520px) {
  #qTitle { font-size: 24px !important; } #qTitle .muted { display: block; font-size: 14px; margin-top: 2px; }
  .qf-check { font-size: 13.5px; } .qf-check .muted { display: none; }
  .qr-top { font-size: 12.5px; }
  .q-row { padding: 12px; }
  .q-act { flex-direction: column; }
  .qr-pager { gap: 8px 10px; font-size: 13px; } .q-per { flex-basis: 100%; margin-right: 0; }
  .lg-tabs button { font-size: 14px; padding: 10px 4px; }
  .hero h1 { font-size: 30px; }
  .ratecard .rc-v { font-size: 22px; }
}

/* ---- language toggle + English view (i18n.js) ---- */
.lang-toggle { display: inline-flex; align-items: center; border: 1px solid var(--forest-line); border-radius: 999px; padding: 2px; font-size: 12.5px; }
.lang-toggle .lt { padding: 3px 10px; border-radius: 999px; opacity: .8 !important; text-decoration: none !important; white-space: nowrap; }
.lang-toggle .lt:hover { opacity: 1 !important; }
.lang-zh .lang-toggle .lt-zh, .lang-en .lang-toggle .lt-en { background: var(--on-forest); color: var(--forest); opacity: 1 !important; font-weight: 600; }
.ap-topnav .lang-toggle, .db-nav .lang-toggle { border-color: var(--line-2); color: var(--ink); }
.lang-zh .ap-topnav .lt-zh, .lang-en .ap-topnav .lt-en, .lang-zh .db-nav .lt-zh, .lang-en .db-nav .lt-en { background: var(--forest); color: #fff; }
.db-nav .lang-toggle { margin: 10px 0 0 10px; width: max-content; }
/* in the English view the Chinese label becomes English, so the English sub-label would repeat it */
.lang-en .ap-main h1 small, .lang-en .ap-step small, .lang-en .f label small, .lang-en .f-q .q small, .lang-en .q-head small, .lang-en .q-term small, .lang-en .ap-save small, .lang-en .ap-cancel small, .lang-en .db-head h1 small, .lang-en .tl .fine, .lang-en #qTitle .muted { display: none; }
.lang-en .ap-step { font-size: 13.5px; }
@media (max-width: 860px) { .hdr nav .lang-toggle { margin: 6px var(--gut); } }

/* home: 本月最佳 MYGA 利率 table (A-rated and above, one product per term) */
.topr { padding: clamp(40px, 6vw, 72px) var(--gut) 0; }
.topr .tbl-wrap { display: block; }
.topr-h { text-align: center; margin-bottom: 22px; }
.topr-h h2 { font-family: var(--serif); font-size: clamp(24px, 2.8vw, 36px); font-weight: 700; margin: 0 0 8px; line-height: 1.3; }
.topr-h p { color: var(--muted); font-size: 14px; margin: 0; }
.topr-tbl th { background: var(--forest); color: var(--on-forest); font-size: 14px; font-weight: 500; padding: 14px 16px; }
.topr-tbl td { padding: 13px 16px; }
.topr-tbl tr:nth-child(even) td { background: var(--ivory); }
.topr-tbl .prod a { font-weight: 600; color: var(--green-text); }
.topr-tbl .prod a:hover { text-decoration: underline; }
.topr-tbl .co { font-weight: 500; color: var(--ink-2); }
.topr-tbl .c { text-align: center; }
.topr-tbl .num { font-family: var(--num); font-size: 17px; }
.topr-tbl .rate { font-size: 20px; }
.topr-tbl .empty { text-align: center; color: var(--muted); padding: 28px; }
.pill.sm { padding: 6px 12px; font-size: 13px; }
.topr-all { text-align: center; margin: 26px 0 0; }
@media (max-width: 860px) {
  .topr-tbl th, .topr-tbl td { padding: 11px 10px; font-size: 13.5px; }
  .topr-tbl th:nth-child(2), .topr-tbl td:nth-child(2), .topr-tbl th:nth-child(6), .topr-tbl td:nth-child(6) { display: none; }
  .topr-tbl .prod small { font-size: 11.5px; }
  .topr-tbl .prod small { white-space: normal; }
  .topr-tbl .rate { font-size: 18px; }
}

/* home hero: 固定年金 vs 定存 — one-line today's-rates strip + 利率快照 card */
.cdhero { padding-top: 0; padding-bottom: clamp(28px, 4vw, 44px); }
.cdhero .strip { background: var(--sand); color: var(--ink); border-bottom: 1px solid var(--line); margin-bottom: clamp(24px, 3.5vw, 40px); }
.cdhero .strip .wrap { display: flex; align-items: center; gap: 22px; padding-top: 8px; padding-bottom: 8px; }
.cdhero .st-t { display: flex; align-items: baseline; gap: 8px; white-space: nowrap; }
.cdhero .st-t small { font-size: 11px; letter-spacing: .12em; text-transform: uppercase; color: var(--muted); }
.cdhero .st-t b { font-family: var(--serif); font-size: 16px; font-weight: 700; }
.cdhero .st-rates { display: flex; gap: 22px; flex: 1; min-width: 0; overflow-x: auto; scrollbar-width: none; }
.cdhero .st-rates a { display: flex; align-items: baseline; gap: 6px; color: inherit; text-decoration: none; white-space: nowrap; font-size: 12.5px; }
.cdhero .st-rates small { font-size: 11px; letter-spacing: .08em; text-transform: uppercase; color: var(--muted); }
.cdhero .st-rates b { font-family: var(--num); font-size: 18px; font-weight: 600; line-height: 1; color: var(--green-text); }
.cdhero .st-rates span { color: var(--ink-2); }
.cdhero .strip .pill { margin-left: auto; padding: 6px 14px; font-size: 13px; }
.cdhero .strip .pill.cream { background: var(--green); color: #fff; }
.cdhero h1 { font-size: clamp(30px, 4vw, 50px); white-space: nowrap; margin-top: 0; }
.cdhero .wrap > div > p { margin-bottom: 14px; }
.cdhero .earn { font-family: var(--serif); font-size: clamp(28px, 3.4vw, 42px); font-weight: 700; color: var(--green-text); margin: 4px 0 10px; }
.cdhero .earn span { font-family: var(--num); }
.cdhero p#cmpLine b { color: var(--ink); }
.cdhero p#cmpLine { max-width: none; }
.snap { background: var(--card); border: 1px solid var(--line); border-radius: 14px; box-shadow: 0 18px 40px rgba(18,22,19,.08); overflow: hidden; }
.snap .sn-h { padding: 14px 22px 0; display: flex; align-items: baseline; gap: 8px; flex-wrap: wrap; }
.snap .sn-t { font-size: 12px; letter-spacing: .12em; text-transform: uppercase; color: var(--green-text); font-weight: 700; }
.snap .sn-d { font-size: 13px; color: var(--muted); }
.snap .sn-tabs { display: flex; padding: 10px 22px 12px; border-bottom: 1px solid var(--line); }
.snap .sn-tabs button { font: inherit; font-size: 13px; font-weight: 600; padding: 7px 14px; border: 1px solid var(--line-2); background: var(--card); color: var(--ink); cursor: pointer; margin-left: -1px; }
.snap .sn-tabs button:first-child { margin-left: 0; border-radius: 6px 0 0 6px; }
.snap .sn-tabs button:last-child { border-radius: 0 6px 6px 0; }
.snap .sn-tabs button.on { background: var(--forest); color: var(--on-forest); border-color: var(--forest); position: relative; z-index: 1; }
.snap .sn-row { display: flex; justify-content: space-between; align-items: center; gap: 16px; padding: 11px 22px; border-top: 1px solid var(--line); }
.snap .sn-row:first-child { border-top: 0; }
.snap .sn-row b { display: block; font-size: 14.5px; color: var(--ink); }
.snap .sn-row small { display: block; font-size: 12px; color: var(--muted); margin-top: 3px; }
.snap .sn-row .v { font-family: var(--num); font-size: 22px; font-weight: 500; color: var(--ink-2); white-space: nowrap; }
.snap .sn-row.hi { background: #eef6f0; }
.snap .sn-row.hi .v { color: var(--green-text); font-size: 26px; font-weight: 600; }
.snap .sn-row.adv { background: var(--forest); color: var(--on-forest); border-top: 0; }
.snap .sn-row.adv b, .snap .sn-row.adv .v { color: var(--on-forest); }
.snap .sn-row.adv .v { font-size: 26px; font-weight: 600; }
@media (max-width: 860px) {
  .cdhero .strip .wrap { gap: 14px; }
  .cdhero .strip .pill { display: none; }
  .cdhero .st-t b { font-size: 14px; }
  .cdhero .st-rates { gap: 16px; }
  .snap .sn-row .v { font-size: 19px; }
}
@media (max-width: 1150px) { .cdhero .st-rates span { display: none; } }
/* footer after aksonow.com: brand/tagline · 联系我们 · 办公地址 · 微信二维码 (the contact band is merged in) */
.ftr.akso { background: var(--forest); padding: clamp(36px, 5vw, 56px) 0 24px; line-height: 1.9; }
.ftr.akso .cols.four { grid-template-columns: 1.1fr 1.1fr 1.2fr auto; gap: 28px 40px; }
.ftr.akso .brand-col .h { font-family: var(--serif); font-size: 18px; }
.ftr.akso .tag { color: var(--mint); font-weight: 600; margin-bottom: 8px; }
.ftr.akso .brand-col p { margin: 0; }
.ftr.akso a { color: var(--on-forest); }
.ftr.akso a[href^="tel:"], .ftr.akso a[href^="mailto:"] { white-space: nowrap; }
.ftr.akso .qrs { display: flex; gap: 18px; text-align: center; }
.ftr.akso .qrs img { width: 96px; height: 96px; border-radius: 8px; background: #fff; padding: 3px; display: block; margin: 0 auto; }
.ftr.akso .legal { border-top: 1px solid var(--forest-line); }
@media (max-width: 860px) { .ftr.akso .cols.four { grid-template-columns: 1fr 1fr; } }
@media (max-width: 520px) { .ftr.akso .cols.four { grid-template-columns: 1fr; } .ftr.akso .qrs { justify-content: flex-start; } }